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This is the most popular loan that we have. It has a very competitive standard variable interest rate loan with full features and flexibility, for both owner-occupiers and investors. No ongoing fees.
Please click here for personal assistance: info@nationwidemortgage.com.au
How much can I borrow?
- 95% LVR, up to $750,000; up to 90% LVR, up to $1million
- For loans up to $2,500,000, please refer to a Nationwide Mortgage team member
- Minimum loan amount $50,000
- Mortgage Insurance may be capitalised
- Pro-pack: up to $1,500,000, 80% - 95% LVR (extra fees apply)
Interest Rate
- 7.25% p.a. with a comparison rate of 7.28% p.a.
- Variable, with an option to fix or combine
Repayment Options
- Principal & Interest
- Interest Only (for 1-5 years or 10 years)
- Direct debit or Direct salary crediting
- Your choice of weekly, fortnightly or monthly repayment options
Term of Loan
Ongoing Fees and Charges
- Nationwide charges no hidden or ongoing fees
- No monthly, annual or any ongoing account keeping fees
- 6 free transactions per month excluding redraws
- Free redraws
- Free loan splitting to fix interest rate on part of your loan
- Free lump sum repayments whenever you like, except where the loan is fixed
- Free internet and phone banking access
Fees and Charges to Set Up the Loan
- $240 for Valuation, subject to property and location
- $490 for Solicitor's legal fee plus disbursements
What are the redraw conditions?
- Redraw accessible through your choice of Internet, Phone, Direct Debit by Fax or Written request
- Minimum redraw $100
Early Repayment Fees
- Fee applies if the loan is paid in full within the first 5 years
- Loan is fully portable for up to 3 months which means that, even if you sell your house, the loan can come with you at minimal cost
Please click here for personal assistance: info@nationwidemortgage.com.au |
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