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To assist those people who have been Self Employed or are Contractors for more than two years, but are unable to show financial statements. This loan is suitable for both owner-occupiers and investors. No ongoing fees. 

Please click here for personal assistance:
info@nationwidemortgage.com.au

How much can I borrow?

  • 80% LVR, up to $1,000,000;
  • Minimum loan amount $50,000

Interest Rate

  • 7.90% p.a., with a comparison rate of 7.94% p.a.(LMI Payable by Borrower)
  • 8.40% p.a., with a comparison rate of 8.43% p.a.(LMI Payable by Funder)
  • Variable, with an option to fix or combine

Repayment Options

  • Principal & Interest
  • Interest Only (for 1-5 years or 10 years)
  • Direct debit or Direct salary crediting
  • Your choice of weekly, fortnightly or monthly repayment options

Term of Loan

  • Up to 30 years

Ongoing Fees and Charges

  • Nationwide charges no hidden or ongoing fees
  • No monthly, annual or any ongoing account keeping fees
  • 6 free transactions per month excluding redraws
  • Free redraws
  • Free loan splitting to fix interest rate on part of your loan
  • Free lump sum repayments whenever you like, except where the loan is fixed
  • Free internet and phone banking access

Fees and Charges to Set Up the Loan

  • $240 for Valuation, subject to property and location
  • $490 for Solicitor's legal fee plus disbursements

What are the redraw conditions?

  • Redraw accessible through your choice of Internet, Phone, Direct Debit by Fax or Written request
  • Minimum redraw $100

Early Repayment Fees

  • Fee applies if the loan is paid in full within the first 5 years
  • Loan is fully portable for up to 3 months which means that, even if you sell your house, the loan can come with you at minimal cost.

Please click here for personal assistance: info@nationwidemortgage.com.au

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Nationwide has again been awarded the best product against over 2000 other mortgages on offer.  These are also weighted for value, flexibility, services standards and general availability to the market.

In addition, Nationwide is able to offer you reduced rates on

  
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