True Saver Home Loan

The True Saver Home Loan has won many industry awards in the past 10 years.

It is one of the cheapest variable rate Home Loans with full features and flexibility  for owner-occupiers.

Interest Rate

  • Please contact us for the best rates and product details: (02) 9265 1700
  • Variable only, no option to fix or do construction

Lending Range and LVR

  • Minimum loan amount $150,000
  • 75% LVR, up to $750,000 per loan owner occupied (metro areas of  all capital cities)
  • 75% LVR, up to $1.5m per applicant owner occupied (metro areas of all capital cities)

Repayment Options

Term of Loan

  • Up to 30 years

Ongoing Fees and Charges

  • No monthly, annual or any ongoing account keeping fees
  • 20 free transactions per month
  • Free redraws on-line
  • Free loan splitting
  • Free lump sum repayments whenever you like
  • Free internet and phone banking access

No Application, Legal & Valuation Fees. Other Charges to Set Up the Loan

  • $250 for Application fee (waived until further notice)
  • $247.50 for Valuation, subject to property and location (waived until further notice)
  • $330 for Solicitor’s legal fee (waived until further notice)
  • $150 for Settlement fee

Redraw conditions

  • Redraw accessible through your choice of Internet or Phone
  • Minimum redraw $500 electronically, free.  Minimum redraw $2000 manually, $50 per request

Discharge Fees

  • $350 per security property
  • $290 a third party legal cost

All conditions are subject to change.
Please click here for personal assistance: [email protected]